Drive Your Dreams
Auto Loans That Fit Your Life
we’re here to help you get behind the wheel of your perfect ride. Whether you’re eyeing your first set of wheels, upgrading to your dream car, or need more space for your growing family, we’ve got you covered with competitive rates and lightning-fast decisions.
Why Choose Chief Financial for Your Auto Loan?
Should You Buy or Lease your next ride?
Use our calculator to see if you should buy or lease:
Note: The rate shown is a general estimate. Your actual rate will be based on your credit score, history, and vehicle information.
Protecting Your Investment
GAP Insurance
GAP insurance can be a financial lifesaver if your car is totaled or stolen. It covers the “gap” between what you owe on your loan and what your car insurance pays out. Ask us how GAP insurance can protect your investment!
CARFAX: Know Before You Buy
Get a CARFAX Vehicle History Report™ through Chief at half the price!
Every CARFAX report checks for:
- Accident & damage history
- Service & repair information
- Recall information
- Odometer readings
- And much more!
Plus, enjoy the CARFAX Buyback Guarantee for extra peace of mind.
Member’s Roadside Advantage
Stay safe on the road with our exclusive roadside assistance program:
- Three levels of coverage
- Easy enrollment
- Available for 1 to 7 year terms
- 30-day free look period
Ready to Hit the Road?
FAQs
Our online application takes about 15-20 minutes to complete. Once submitted, we typically review and respond within 1 business day.
We consider various factors beyond just credit scores. Even if your credit isn’t perfect, we encourage you to apply. We’re here to find solutions that work for you.
Dealerships often offer warranties and certified pre-owned options, while private sales might have lower prices. We can help you navigate both options to find the best deal for you.
Absolutely! Pre-approval gives you a clear budget and stronger negotiating power. It’s a smart first step in your car-buying journey.
Yes! We’d be happy to review your current loan and see if we can offer you a better rate or terms.
To apply for a loan, you will need to provide proof of identification (such as a driver’s license for auto loans , proof of income may be required (such as recent pay stubs or proof of employment), and a buyer’s order or purchase agreement if applying for an auto loan. For auto loans, you will also need to provide insurance details before finalizing the loan. If you are applying jointly, you will need to include income details and identification for all applicants. Additional supporting documents may be required depending on the specific loan type or terms, and our team is available to guide you if you have any questions.
We do! These specialized loans may have different terms, so let’s chat about your specific needs.
Not NCUA/NCUSIF/FDIC Insured
CARFAX Vehicle History Reports are based on information supplied to CARFAX.
CARFAX® receives data from more than 100,000 different sources including every U.S. and Canadian provincial motor vehicle agency plus many police and fire departments, collision repair facilities, auto auctions, and more.
The CARFAX database is the most comprehensive vehicle history database in North America, containing more than 17.5 billion records. Records included in each CARFAX Report reveal important information about a car’s history, such as an odometer reading, existence of a branded title such as a salvage/junk title, or past registration as a fleet vehicle. A CARFAX Report may not include every event in a vehicle’s history, but will include the data that is reported to CARFAX for a specific vehicle identification number (VIN).
Before you buy a used car, we recommend that you get a CARFAX Report, take a test drive, and have the vehicle inspected by a qualified mechanic.
The following list represents some of the many types of data sources that currently report information to CARFAX.
CARFAX Does not have the complete history of every vehicle.
*Subject to the terms and conditions on Carfax.com.