Loans
Dream Big, Borrow Smart!
Hey there! Ready to turn those “someday” dreams into “right now” realities? Whether you’re eyeing that shiny new car, itching to renovate your kitchen, or gearing up to launch your business idea, we’ve got your back with loans that fit your life.
Find your perfect loan
Ready for your next adventure? Drive away with great rates on used car loans!
Ready for your next adventure? Don’t let high prices stall your plans. Our used car loans offer:
- Competitive rates
- Flexible terms
- Quick approvals
Your dream car is closer than you think.
Loans to Fit Your Life
New Car Loans
Fresh rides, fantastic rates Drive New Today
Motorcycle & Recreational Vehicle Loans
Adventure awaits Fuel Your Passion
Credit Builder Loans
Boost your financial future Learn More
How to Get Started
Ready to turn your dreams into reality? Follow these simple steps to apply for your loan.
- Start Your Application
Visit the online loan application portal and begin your journey to financial empowerment. - Tell Us About Your Loan
Share what you need and why. Whether it’s for a new car or to build credit, the service is here to help. - Provide Your Details
Basic information such as your name, contact details, and Social Security number will be requested. Assurance is given that your information will be kept safe. - Share Your Living Situation
Specify whether you rent or own your home. This helps the company better understand your financial picture. - Tell Us About Your Work
Share details about your job and income. For joint loans, information for both applicants is required. - Review and Submit
Double-check everything, hit submit, and you’re done! One of our friendly loan officers will be in touch soon to wrap things up.
Remember, we’re not being nosy – we just want to make sure we find the perfect loan for you. Have questions? We’re here to help every step of the way!
Why Choose Chief Financial Credit Union for Your Loan?
We're not just lenders - we're your financial partners, committed to your success.
FAQ
Our online application takes about 15-20 minutes to complete. Once submitted, we typically review and respond within 1 business day.
We consider various factors beyond just credit scores. Even if your credit isn’t perfect, we encourage you to apply. We’re here to find solutions that work for you.
Absolutely! Joint applications are welcome. Just be sure to have information for both applicants ready when you apply.
No way! We believe in financial freedom. You’re welcome to pay off your loan early without any extra fees.
Our loan officers are happy to discuss your needs and help you choose.
Once approved and all paperwork is signed, funds are typically available within 1-3 business days, depending on the loan type.
While membership is required to finalize a loan, you can start the application process before joining. We’ll guide you through becoming a member if your loan is approved.
Pre-approvals are good for 30 days. If you need an extension, reach out and we will work with you.
We have several different options for you to choose from, including:
- An automatic transfer from your Chief Financial Credit Union account (or other financial institution)
- Through online banking or mobile app (include link)
- Over the phone by calling (248) 253-7900
- In-person at one of our branch locations
- By check or money order via mail