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CDs

Grow Your Money with Confidence

Limited Time Offer: Unbeatable CD Rates!
Lock in our special 4.59% APY* for 9 months. Start with just $500 and watch your savings bloom!

Why Choose a CD or Share Certificate?

Imagine your money working harder for you, without the worry. That's the power of a CD or Share Certificate from Chief Financial Credit Union. It's like giving your savings a cozy home where it can grow steadily, rain or shine.

  • Guaranteed Growth

    Your rate is locked in, so you always know what you're earning.

  • Flexibility

    Choose from 3 to 60-month terms to fit your goals.

  • Peace of Mind

    Federally insured by NCUA up to $250,000.

  • Low Entry

    Start with just $500 and watch your nest egg grow.

Special CD/Share Certificate Rates

CertificatesMinimum BalanceDividend RatesAPY*
6 Month$5004.40%4.49%
9 Month$5004.50%4.59%
12 Month$5004.11%4.19%
18 Month$5004.11%4.19%
24 Month$5004.11%4.19%
36 Month$5003.75%3.81%
48 Month$5003.75%3.81%

How It Works

  1. Choose Your Term
    From 3 months to 5 years, pick what works for you.
  2. Deposit
    Start with as little as $500.
  3. Relax
    Your money grows at a fixed rate, no market stress!
  4. Enjoy
    Dvidends paid monthly, because who doesn’t love regular rewards?

Why Not Choose a Regular Savings Account?

Great question! While savings accounts are fantastic for quick access to your money, CD/Share Certificates offer:

  • Higher Interest Rates: Generally, you’ll earn more than with a regular savings account.
  • Temptation-Free Saving: It’s harder to dip into your funds, helping you stick to your savings goals.
  • Predictable Returns: Unlike the stock market, you know exactly what you’ll earn

Ready to Grow Your Savings?

Let’s chat about which CD is right for you. Our team is here to help you make the most of your money, no financial jargon required.

The Fine Print (because we believe in transparency)

  • Early withdrawals may be subject to a penalty, but we’ll always be upfront about this.
  • Dividends can be reinvested or paid out to another Chief Financial account – your choice!
  • No sneaky setup or maintenance fees, ever.
  • NCUA insured up to $250,000, because your peace of mind matters to us.

 

*APY = Annual Percentage Yield

**Rates subject to change. Only new funds eligible for promotional rate. Qualifications apply.

A penalty may be imposed for early withdrawal.