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Chief Financial Credit Union Kids Club

Start your financial journey early! With our Kids Club account, young savers earn an impressive 2.02% APY* on their balance. It’s your chance to watch your money grow while learning valuable financial skills.

Smart Saving, Big Dreams: An Account That Grows with You

We believe it's never too early to start good financial habits. Our Kids Club account makes saving fun and rewarding. Earn high interest just by keeping your money in the account – no complicated rules, just simple, smart saving.

  • High Interest Rates

    Earn 2.02% APY* on your entire balance, helping your money grow faster.

  • No Monthly Fees

    Keep more of your money with zero monthly maintenance fees.

  • Low Minimum Balance

    Start your child's savings journey with just $5.

  • Online Banking Access

    Track your savings anytime with free online and mobile banking.

  • Automatic Account Upgrade

    When you turn 20, your account smoothly transitions to a Regular Share Savings account.

 Joining the Kids Club is Easy

Get started on your savings adventure with these simple steps:

  1. Visit any branch with a parent or guardian (they’ll be a joint owner on your account).
  2. Bring identification for both you and your adult co-owner.
  3. Make your first deposit (remember, you only need $5 to start).

Your Kids Club Account at a Glance

Growth Features

  • 2.02% APY* on entire balance
  • Interest compounds monthly
  • Automatic upgrade at age 20

Banking Perks

  • Free online & mobile banking
  • Free debit card
  • Free eStatements
  • Up to 6 free withdrawals per month

Account Flexibility

  • No minimum balance to earn interest
  • No monthly service fees
  • Minimum $5 deposit to open
  • Federally insured by NCUA up to $250,000

Start Your Saving Adventure Today!

Open a Kids Club account and take the first step towards a bright financial future. It's more than just saving – it's about learning, growing, and dreaming big!

*Dividend Information: APY = Annual Percentage Yield.  APY is accurate as of 12/1/2024.  Super Saver Kids Club Account eligibility ends at primary members’ twentieth (20) birthday. Must maintain a minimum balance of $5.00 to earn dividends.  Fees may reduce earnings.  Up to 6 free withdrawals per month.  Requires legal adult as joint owner on minor account.  Child can access funds on deposit independently with valid ID and signature.  Account approval, conditions, qualifications, limits, timeframes and other requirements apply.  Refer to Service Charges and Fee sheet for an additional transaction fees and limitations that may apply.  Service charges and fees are subject to change. Chief Financial Federal Credit Union is federally insured by the NCUA up to $250,000.

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