Power Your Retirement Dreams
IRAs That Work as Hard as You Do
Your hard work deserves a bright future. With a Chief Financial IRA, your nest egg can flourish through competitive dividends that grow over time. Whether you’re starting fresh or rolling over an existing account, we’ve got you covered. Choose between traditional and Roth options – both offer tax advantages and NCUA insurance, giving you peace of mind as you save for tomorrow.
Why Choose a Chief Financial IRA?
Whether you're just starting your career or nearing retirement, it's never too late to invest in your future. Our team is here to help you navigate your options and choose the IRA that best fits your goals.
Traditional vs. Roth: Which Is Right for You?
Both Traditional and Roth IRAs have their strengths. The key difference? Timing. A Traditional IRA could mean tax relief now, while a Roth IRA might shine brightest come retirement.
Traditional IRA: Immediate Tax Benefits
- Open to all, regardless of income
- Contribute what you can – no minimums
- Potentially lower your taxes now¹
- Tax-deferred growth until withdrawal
- Start withdrawing at 59½
- Early withdrawals subject to penalty²
- Required withdrawals begin at 70½
Roth IRA: Tax-Free Retirement Withdrawals
- Income limits apply for eligibility³
- Contribute with after-tax dollars
- Watch your money grow tax-free
- Withdraw contributions anytime, penalty-free
- No required withdrawals in retirement
- Keep contributing as long as you’re earning
Ready to Secure Your Future?
Let’s work together to make your retirement dreams a reality. Visit a branch or give us a call to get started on your path to financial well-being.
1Subject to some minimal conditions. Consult a tax advisor.
2Certain exceptions apply, such as healthcare, purchasing a first home, etc.
3Consult a tax advisor.