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Christmas Club Account: Spread Holiday Cheer, Not Debt

Imagine greeting the holiday season with a smile, not stress. Our Christmas Club Account helps you save for the most wonderful time of the year, all year long. Say goodbye to post-holiday bill shock and hello to a merrier, debt-free celebration!

Festive Savings, Smart Planning

We've made it easy to turn your holiday dreams into reality. Set aside money throughout the year, earn dividends, and receive your funds just in time for the yuletide festivities. No complicated rules – just simple, rewarding saving that fits your life.

  • Year-Round Saving

    Contribute as much and as often as you'd like, building your holiday fund bit by bit.

  • Competitive Dividends

    Watch your savings grow with dividends compounded and paid annually.

  • Timely Payout

    Your funds are disbursed in the morning of November 1st, perfect for holiday shopping

  • Flexible Deposits

    Make deposits anytime, in any amount that works for your budget.

  • No Fees or Minimums

    Enjoy no monthly service fees and no minimum balance requirements.

  • NCUA Insured

    Rest easy knowing your savings are federally insured up to $250,000.

How It Works

  1. Open your Christmas Club Account with any amount.
  2. Set up automatic transfers or make deposits whenever you can.
  3. Watch your balance grow throughout the year.
  4. Receive your funds on the morning of November 1st, ready for holiday spending.

Your Christmas Club Account at a Glance

Saving Features

  • Earn competitive dividends
  • Dividends compounded and paid annually
  • Make deposits at any time, any amount

Account Flexibility

  • No minimum balance requirements
  • No monthly service fees
  • No minimum deposit to open

Peace of Mind

  • Federally insured by NCUA up to $250,000
  • Funds disbursed at midnight on October 31st
  • Avoid holiday debt stress

Start your holiday saving journey today and make next season your merriest yet!

Will this account be added to an existing Chief Financial Federal Credit Union account?

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Account Disclosures

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USA PATRIOT Act Notice

Important Information About Procedures for Opening a New Account:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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