CHECKING
Personalized Checking for Every Story
From cash back to high dividends, Chief Financial has competitive rates, monthly fees, easy online banking, and mobile deposits.
Find Your Perfect Checking Account
Compare Checking Accounts
| Kasasa Cash Back® | Kasasa Cash® | Regular Checking | Teen Checking | |
|---|---|---|---|---|
| Open Account | Open Account | Open Account | Open Account | |
| Best for | Debit Card Use | Higher Balances | Teens | |
| No Monthly Fees | $0.00 | $0.00 | $0.00 | $0.00 |
| Min Balance Required | $0.00 | $0.00 | $0.00 | $0.00 |
| Interest Rates | 5% APY* | |||
| ATM Charges | Up to $25 refunds on ATM withdrawal fees, nationwide (up to $4.99 per transaction)* | Up to $25 refunds on ATM withdrawal fees, nationwide (up to $4.99 per transaction)* | Up to $25 refunds on ATM withdrawal fees, nationwide (up to $4.99 per transaction)* | |
| Overdraft Protection | Yes | Yes | Yes | Yes |
| Free Online Banking | Yes | Yes | Yes | Yes |
| Rewards |
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| Details | Details | Details | Details |
Your Checking, Your Choice
Open your account in minutes –
online or in-branch.
- Gather Your Documents
- Valid ID (driver’s license, state ID, or passport)
- Social Security Card
- Current utility bill (if your ID doesn’t show your current address)
- Fill Out the Application
Choose between our simple online form or visit us in-branch - Verify Your Identity
We’ll securely confirm your information - Make Your First Deposit
Fund your new account and start enjoying the benefits!
Financial Tools for Financial Well-Being
Financial Calculators
Use our calculators to help understand your financial needs and how a checking account can benefit you.
Financial Education Articles
Read our blog posts and articles about managing checking accounts, budgeting tips, and financial planning.
Member Benefits
At Chief Financial Credit Union, you're more than a customer – you're a valued member and part owner. Here's how that benefits you:
Local Roots, Brighter Futures
Banking with Chief Financial isn’t just about growing your savings—it’s about growing your community. Your deposits become the seeds that nurture local businesses and help families find their dream homes. With every swipe, click, or deposit, you’re not just managing your money—you’re helping build a thriving neighborhood. Let’s create a brighter future for everyone, right here at home.
FAQ
Consider your spending habits, desired benefits (like cash back or high interest), and whether you need additional features. If you have questions, our team in branch, chat and by phone are here to help.
Our checking accounts typically have no minimum balance requirement.
Yes! You can become a member and open an account in one simple process, either online or in-branch.
Credit unions are member-owned, not-for-profit organizations focused on serving their members rather than maximizing profits for shareholders.
Through our user-friendly online and mobile banking, at any of our branches, or via our extensive network of ATMs nationwide.
Yes, your deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000.
Yes, our debit cards can be used worldwide. We recommend notifying us before international travel for seamless transactions.
We provide a direct deposit form you can give to your employer. You can also set this up through your online banking portal.
We offer overdraft protection options. Contact us to discuss which solution best fits your needs.
Many of our accounts have ways to waive monthly fees.
*APY = Annual Percentage Yield